About Us

Welcome to our website! In the U.S., more than 10,000 individuals turn 65 each day. Due to advances in healthcare and medical science, individuals are living longer than ever before. While living longer is good, there is also a daunting downside. Because we are living much longer, many who are approaching retirement have concerns about increased longevity.

To that end, we help our clients:

• Understand their healthcare options after retirement and decide what's best for the long haul  
• Generate additional retirement income streams using current asset
• Take advantage of gains in the stock market with protection against downside risks
• Minimize the tax consequences associated with tax-deferred retirement accounts
• Avoid spending down assets if they get sick and require long-term care
• Ensure that end-of-life wishes are fulfilled with minimal judicial intervention.

We are dedicated to helping individuals navigate the retirement maze and to providing common sense solutions to the challenges of increased longevity. Led by independent agent, Paul Malone, Malone Financial Group provides insurance and retirement solutions through a collaboration of financial professionals - bankers, attorneys, accountants, estate planners, and insurance agents. We would be honored by the opportunity to help you and your family.

Our objective is simple: Our mission is to provide peace of mind to our clients throughout their journey of increased longevity.

Our approach is direct and consultative: Our initial goal is to get to know you and your family. We are interested in gaining a full understanding of your needs, your desires, and your problems. Ultimately, our consultative approach seeks to effectively identify opportunities to improve your situation and to implement common sense solutions. 

Why choose us? There are myriad options available to purchase insurance and financial products. If you are interested in individual customized solutions and not a one-size-fits-all product approach, then here is why we believe you should choose us:

• Our passion for solving problems and providing uncompromising service with integrity
• Our consultative, solutions-oriented process designed with your interest at heart
• We are independent agents and not captive to the limitations of one insurer’s offerings
• We offer a diversity of thought, knowledge, and experience through collaboration.

We are proud to have served families for multiple generations. We look forward to the opportunity to serve you.